Short answer
Bring your recent income documentation, the current mortgage statement, property tax and insurance information, any draft or executed settlement agreement, documentation of support, and a recent statement for the assets you expect to receive.
The starter set
You do not need everything to begin. But the more of this you have, the more specific the first conversation can be.
- Recent pay stubs, or business returns if self-employed
- Last two years of tax returns and W-2s or 1099s
- Current mortgage statement for the marital home
- Property tax bill and homeowners insurance declaration
- Any HELOC or second lien statement
- Draft or executed settlement agreement, if one exists
- Support order or proposed terms
- Statements for retirement and bank accounts subject to distribution
What not to send early
A preliminary conversation does not require full financial disclosure. Share what is needed for the question at hand, and no more.
Frequently asked
What if I don't have access to some of these?
That is common and workable. We start with what you have and identify what your attorney may need to request.
About the author
Abdel Khawatmi, CDLP®
Certified Divorce Lending Professional and founder of Got Mortgages, a division of Paramount Residential Mortgage Group, Inc. Abdel works with divorcing homeowners, attorneys, mediators, financial professionals and real estate professionals across New Jersey. NMLS #1712023. He is not an attorney, tax advisor or financial advisor, and this article is educational only.